Access Health CT is once again accepting enrollment in new insurance programs through the Affordable Care Act.
The enrollment period begins on November 1st and runs until January 15th of 2024, but program administrators are reminding Connecticut residents that when you sign up does matter.
“It’s important to remember that whenyou enroll affects when your coverage begins. We encourage Connecticut residents to enroll or renew before Dec. 15, so their coverage begins Jan. 1,” said Access Health CT Chief Executive Officer, James Michel. “Those customers who wait and enroll between Dec. 16 and Jan. 1 will not have coverage until Feb. 1, so it’s best to act early to make sure you and your family are covered for the full year.”
Residents who have insurance through their employers do not need to utilize the marketplace.
This year’s enrollment period is particularly important for those who received Medicaid (referred to as HUSKY here in CT) during the last three years. The end of the pandemic emergency proclamation earlier this year means that states, including Connecticut, can begin unenrolling individuals and families from the program who no longer meet the criteria.
Income eligibility requirements vary depending on the type of coverage required. For example, a family of 4 hoping to qualify for HUSKY A (Medicaid coverage for children and caregivers) must make under $48,000. A couple without children has to make under $27,214 per year or less than $20,120 for an individual. There are separate criteria for families with uninsured children but adults who qualify for separate insurance, and rules for coverage for pregnant people.
According to Access Health CT, the marketplace can assist with individuals and families who no longer qualify for HUSKY. Those who no longer qualify should receive a notice by mail. If you do qualify, you will automatically be re-enrolled.
For those who do need to enter the marketplace, there are subsidies available to help offset the cost of insurance options. Low and no-cost options also exist through the Covered Connecticut Program. Families who make up to 175% of the federal poverty level can qualify for coverage.