If you’re one of the thousands of Connecticut residents who do not get health insurance coverage through your employer, then it is once again time to sign up through the state’s healthcare exchange.

Access Health’s open enrollment period officially started on November 1st. It will be available through January 15th of next year.

If you want your insurance coverage to begin by the first of the year, though, you’ll need to make sure you sign up by December 15th. Applications received between December 16th and January 15th will go into effect on February 1st.

There are three ways to sign up. You can use the online marketplace to find policies and enroll. You can also speak to a representative in person at their enrollment locations or over the phone.

Access Health enrollees receive premium assistance from the Inflation Reduction Act, which includes $175 million in federal funding for premium tax credits and reduced payments. Those benefits were set to expire next year but will now be extended to 2025.

Additionally, if you make up to 175% of the federal poverty level – equal to $46,374 for a family of four – you could also qualify for a new state program called Covered Connecticut. The program will pay for your portion of the premium as well as out-of-pocket costs.

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An Emmy and AP award-winning journalist, Tricia has spent more than a decade working in digital and broadcast media. She has covered everything from government corruption to science and space to entertainment...

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